About
Robert Vashisth
Fintech Entrepreneur · Banking Infrastructure Architect · Cross-Border Payments Specialist
Two decades spent building and licensing payment institutions across Europe, the Gulf and South Asia — from correspondent banking and nostro/vostro settlement design to ISO 20022 migration programmes, core banking selection and EMI, PSP, MSB and VASP authorisation. Global Fintech Insights publishes the working notes behind that practice: settlement mechanics, regulatory strategy, and the architecture decisions that determine whether a payment franchise scales or stalls.
Expertise
Areas of concentration
Cross-border payments & settlement
Corridor design, nostro/vostro liquidity, FX execution, netting and same-day settlement models.
Correspondent banking & messaging
SWIFT gpi, ISO 20022 migration, sanctions screening chains and de-risking mitigation.
Licensing & authorisation
EMI, PSP, MSB and VASP applications, safeguarding structures, and regulator engagement.
Core banking & digital architecture
Ledger design, real-time rails integration, resilience and DORA-aligned operating models.
Compliance, AML/KYC & risk
Programme design, transaction monitoring calibration and audit-ready governance.
Product strategy
Cards, wallets, embedded finance, stablecoin settlement and digital asset custody models.