Core Banking Selection: A Framework That Survives Procurement
Feature matrices reward vendors, not buyers. A selection framework built on migration cost, extensibility and operational fit.
Banking Infrastructure Architect
The matrix problem
Every modern core claims real-time processing and an API layer. Differentiation lives in migration, extensibility and how the system behaves during a bad day.
Evaluation axes
- Data migration cost, measured in reconciled balances rather than tables moved.
- Extensibility without vendor change requests.
- Operational transparency: can your own team explain a failed posting?
- Exit path, documented before signature.
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The briefing